01
Give every pound a role
Split take-home income across needs, wants, and savings using the 50/30/20 model, then adjust the targets to fit real life.
Salary planning software
Make your salary work on purpose.
Balance everyday spending, debt repayments, and savings with a clear 50/30/20 plan built around your actual take-home pay.
No credit card required. Adjust the model whenever your month changes.
What to expect
Calm guidance, honest numbers.
1A practical starting point, not financial judgement
2Clear monthly numbers before complicated charts
3Flexible targets when life does not fit a formula
One connected plan
From payday to progress, in three clear moves.
Start with what arrives in your account. The planner helps you decide what happens next without separating your budget from your bigger goals.
02
See debt beside your budget
Track balances and planned repayments in the same monthly view, so progress never disappears behind day-to-day spending.
03
Turn savings goals into monthly steps
Set a target and deadline, then see the contribution your salary needs to make each month.
Your monthly allocation
A familiar framework, made personal.
Use 50% for needs, 30% for wants, and 20% for savings and debt as your baseline. Then move the boundaries to match housing, family, repayment, or income realities.
50%Needs
30%Wants
20%Goals
Straightforward pricing
Start free. Add depth when you need it.
Build a useful monthly plan without paying. Upgrade for longer-term forecasting and more ways to model income.
Core
£0
Free, ongoing
- One monthly salary plan
- Adjustable 50/30/20 targets
- Debt and savings tracking
For active goal-setters
Plus
£5 / month
Cancel before your next monthly renewal.
- Everything in Core
- Multiple income sources
- Custom categories and rollover
- Goal and debt payoff forecasts
- Downloadable monthly reports
Common questions
A flexible method, not another rulebook.
Your next payday can have a plan
Know what your salary needs to do next.
Build your first monthly budget, set a savings target, and make debt progress visible in one focused workspace.